{"id":8626,"date":"2019-02-06T07:51:10","date_gmt":"2019-02-06T06:51:10","guid":{"rendered":"https:\/\/staging.ggba.swiss\/la-licence-fintech-de-la-finma-est-disponible\/"},"modified":"2023-07-04T13:43:12","modified_gmt":"2023-07-04T11:43:12","slug":"la-licence-fintech-de-la-finma-est-disponible","status":"publish","type":"post","link":"https:\/\/staging.ggba.swiss\/fr\/la-licence-fintech-de-la-finma-est-disponible\/","title":{"rendered":"La licence fintech de la Finma est disponible"},"content":{"rendered":"<h4>En vigueur depuis le 1er janvier 2019, cette autorisation de la Finma veut encourager l\u2019innovation dans les nouvelles technologies financi\u00e8res et favoriser son financement.<\/h4>\n<p>Depuis le 1er janvier 2019, il est possible d\u2019obtenir une licence \u00ab\u00a0fintech\u00a0\u00bb aupr\u00e8s de la <a href=\"https:\/\/www.finma.ch\/fr\/\" target=\"_blank\" rel=\"noopener\">Finma<\/a>. L\u2019objectif de cette <a href=\"https:\/\/www.finma.ch\/fr\/news\/2018\/12\/20181203-aktuell-fintech-bewilligung\/\" target=\"_blank\" rel=\"noopener\">licence<\/a> est de favoriser les entreprises innovantes, en particulier dans le domaine des nouvelles technologies financi\u00e8res.<\/p>\n<p>Cette licence \u00ab\u00a0permet \u00e0 une soci\u00e9t\u00e9 de recevoir des d\u00e9p\u00f4ts du public jusqu\u2019\u00e0 100 millions de francs et de les garder sans pour autant tomber dans la cat\u00e9gorie de banque au sens de la loi\u00a0\u00bb, explique Gr\u00e9goire Wuest, avocat associ\u00e9 chez Schellenberg Wittmer \u00e0 Gen\u00e8ve.<\/p>\n<p>L\u2019entreprise au b\u00e9n\u00e9fice de cette autorisation all\u00e9g\u00e9e ne peut pas r\u00e9mun\u00e9rer ces d\u00e9p\u00f4ts, ni les utiliser comme le ferait une banque, mais les investir dans une autre entreprise, par exemple une start-up technologique.<\/p>\n<h4><strong>Un atout pour la Suisse<\/strong><\/h4>\n<p>\u00ab\u00a0Ce genre d\u2019autorisation qui s\u2019accompagne d\u2019une supervision all\u00e9g\u00e9e constitue un v\u00e9ritable atout, pour tout type d\u2019activit\u00e9, m\u00eame s\u2019il n\u2019est qu\u2019\u00e9l\u00e9ment de l\u2019\u00e9cosyst\u00e8me suisse, conclut Gr\u00e9goire Wuest de Schellenberg Wittmer. \u00ab\u00a0Notre pays a l\u2019originalit\u00e9 de d\u00e9finir des r\u00e8gles g\u00e9n\u00e9riques, favorables \u00e0 l\u2019innovation en g\u00e9n\u00e9ral, alors que l\u2019Union Europ\u00e9enne r\u00e9glemente par silos, avec des lois propres \u00e0 chaque type d\u2019activit\u00e9.\u00a0\u00bb<\/p>\n<p>La Finma est responsable de l\u2019octroi de l\u2019autorisation fintech. Elle surveillera \u00e9galement les \u00e9tablissements auxquels elle sera accord\u00e9e. Pour pouvoir demander cette autorisation, l\u2019\u00e9tablissement doit avoir son si\u00e8ge et son activit\u00e9 commerciale en Suisse.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En vigueur depuis le 1er janvier 2019, cette autorisation de la Finma veut encourager l\u2019innovation dans les nouvelles technologies financi\u00e8res et favoriser son financement. Depuis le 1er janvier 2019, il est possible d\u2019obtenir une licence \u00ab\u00a0fintech\u00a0\u00bb aupr\u00e8s de la Finma. L\u2019objectif de cette licence est de favoriser les entreprises innovantes, en particulier dans le domaine [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":8627,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"mc4wp_mailchimp_campaign":[]},"categories":[848,842],"tags":[1096],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La licence fintech de la Finma est disponible - Greater Geneva Bern area<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La licence fintech de la Finma est disponible - Greater Geneva Bern area\" \/>\n<meta property=\"og:description\" content=\"En vigueur depuis le 1er janvier 2019, cette autorisation de la Finma veut encourager l\u2019innovation dans les nouvelles technologies financi\u00e8res et favoriser son financement. 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